Reading 1 · H&M underwriter
What is the damage, how far does it extend, and what caused it?
- Observed
- Hypothetical observation at A: plating deformed over an area. Location and extent measured and photographed.
- Checked
- Deformation against the surrounding structure and coating. Signs of older wear or earlier damage in the same area.
- Deliverable
- Survey report on nature, extent and probable cause, with photographs and measurements.
- Limit
- The report gives nature, extent and probable cause. Cover is decided under the policy, not by the surveyor.